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Markets & Industries

Insurance programs and coverage guidance for businesses with industry-specific risks

Concklin Insurance Agency works with businesses across a range of industries, including restaurants, franchise businesses, contractors, habitational properties, technology companies, auto service businesses, craft breweries, nonprofits, and other specialized operations.

Some businesses need more than a standard business insurance policy. Industry requirements, contracts, property exposures, vehicles, employees, customer interactions, equipment, delivery, and professional services can all affect how coverage should be reviewed.


Featured Programs

Restaurants

Restaurant Insurance

Coverage guidance for restaurants, food service businesses, and hospitality operations.
 
 
Habitational

Habitational Insurance

Coverage for apartment buildings, lessors risk, condo associations, property managers, and residential rental properties. 
 
Contractors

Contractor Insurance

Insurance for contractors with job-site exposure, tools, equipment, vehicles, subcontractors, and project-related liability.

Franchisee Programs

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Domino's Franchisee Insurance

Insurance support for Domino's franchisees, including store operations, delivery exposure, employees, vehicles, property, and franchise requirements.

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Jersey Mike's Franchisee Insurance

Preferred Insurance Vendor support for Jersey Mike's franchisees, including store operations, employees, property, business income, catering, and multi-location growth.

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Sbarro's Franchisee Insurance

Insurance support for Sbarro's franchisees with coverage needs tied to restaurant operations, employees, property, equipment, food inventory, business income,  and franchise requirements.

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Papa Johns Franchisee Insurance

Insurance support for Papa Johns franchisees with coverage needs tied to store operations, delivery exposure, employees, property, equipment, business income, and franchise requirements.

Industry Directory

The industries listed below represent areas where Concklin has developed focused experience over time. We have insured these types of businesses, reviewed their requirements, and learned how their operations create risk. That experience is why we have built programs and coverage guidance around them.

This is not a complete list of every business we serve. If your industry is not listed, our team can still review your operations and help identify the right insurance path.

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Coverage Should Match How Your Business Operates

Different industries create different coverage questions. A restaurant faces very different exposures than a contractor or a technology company. That's why we focus on understanding how your business operates each day.

For contractors, we look at job site work, subcontractors, tools, equipment and vehicles. For restaurants, we consider cooking operations, delivery, liquor liability, and customer traffic. For habitational, our focus in on building risks, tenants, leases, and liability exposures.

Our goal is to make sure your insurance program reflects the real issues you face so you are properly protected.

Coverage Areas We May Review

Frequently Asked Questions


What are industry-specific insurance programs?

Industry-specific insurance programs are designed around the risks, requirements, and coverage needs common to certain types of businesses. A restaurant, contractor, franchisee, property owner, and technology company may all need business insurance, but the policies, limits, endorsements, and risk questions can look very different.

Why does Concklin have programs for certain industries?

Concklin has built programs for industries where we have developed focused experience over time. We have insured these types of businesses, reviewed their requirements, worked through their coverage questions, and learned how their operations create risk.

That experience helps us build coverage guidance around the way those businesses operate. The programs listed on this page are not a complete list of every business Concklin serves, but they do represent industries we know especially well.

Do I need a special insurance program for my industry?

Not every business needs a specialized program, but many benefit from an insurance review that reflects how the business operates. Industry requirements, contracts, vehicles, employees, property, equipment, customer interactions, delivery, and professional services can all affect what coverage should be reviewed.

What if my business is not listed?

The industries listed on this page are not a complete list of the businesses Concklin serves. If your business is not listed, our team can still review your operations and help identify the right insurance path.

What information is needed for an industry-specific insurance quote?

Helpful information may include your business type, location, revenue, payroll, property details, vehicle use, number of employees, prior claims, current policies, contracts, franchise requirements, and any specific risk concerns you want reviewed.

Insurance Insights and Risk Management Guidance

Our blog articles help you stay informed and make more confident insurance decisions.

Talk to one of our agents


Craig Concklin

Craig Concklin

craig@concklin.com

President

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Michael Mormando

michael@concklin.com

Agent/Producer

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Michael O'Donnell

mikeo@concklin.com

Agent/Producer

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Christine Lee

christine.lee@concklin.com

Agent/Producer

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Peter Mormando

peter@concklin.com

Agent/Producer

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Request an Insurance Review

Concklin Insurance Agency can help you review your current program, compare coverage options, and build an insurance plan around your business's unique needs