Personal Flood Insurance

Protect Your Home with Personal Flood Insurance

Floods are the most common and costly natural disasters in the United States, yet they are not covered under standard homeowners insurance policies. Protecting your home and belongings from flood damage requires a separate flood insurance policy.

Why Flood Insurance is Essential

Many homeowners are unaware that even a few inches of water can lead to significant damage and costly repairs. Whether you live in a high-risk flood zone or an area with a lower risk, flooding can happen anywhere due to heavy rains, hurricanes, snowmelt, or river overflows.

Know Your Risk

While floods can strike anywhere, certain areas are more prone to flooding. High-risk flood zones are typically near rivers, coasts, or other bodies of water, but areas outside these zones are not immune. In fact, more than 20% of flood claims come from properties outside high-risk zones.

Verify Your Flood Zone Accurately

Understanding your flood risk is crucial to making informed decisions. Always verify your flood zone through a reliable source like FEMA. Online real estate listing platforms or automated tools may not provide accurate or up-to-date information about flood risks. Trusting verified sources ensures you have the most reliable data.

You can enter an address into FEMA Flood Map Service Center to determine a property's risk - free of charge! Or one of our Insurance Professionals will be happy to help.

What We Offer

At Concklin Insurance Agency, we provide customized Personal Flood Insurance policies tailored to meet your needs. Whether you’re protecting your primary residence, rental property, or vacation home, our expert team can help you navigate your options and ensure you’re prepared for the unexpected.

Don’t Wait Until It’s Too Late

Flood insurance typically has a 30-day waiting period before it becomes active. Don’t delay—secure your coverage today and gain peace of mind knowing your home and assets are protected.

Contact Us for a Personalized Quote

Protect your property from flood risks with Concklin Insurance Agency. Our team is here to guide you every step of the way. Call us today or fill out our quick online form to get started!

Talk to one of our agents

Family Owned Small Business

We understand small business because we are one. Concklin Insurance Agency was started by Craig Concklin and his father, Tom Concklin in 1981.  We continue to be a family owned, small business to this day.

Independent Insurance Agents

Concklin Insurance Agency has relationships with over 30 insurance carriers.  This means we have options to make sure you have the coverage you need, at the best value - uninterrupted.

Value Added Services

We offer a wide range of value added services including our Client Resource Portal and comprehensive Training and Learning Solutions Portal.

Community Involvement

We understand the importance of community. Which is why we participate in fund raisers, and donate directly to local and national nonprofits.  

Client Advocacy

As Trusted Insurance Advisors we are your advocate for all things insurance. We are here to talk about ways to mitigate your losses, provide insights into the insurance market and trends, and ,should a claim occur, we are in your corner every step of the way.

Referral Program

At the end of every quarter we donate $20 for each referral we receive. If you'd like to learn more about our referral program, or send us a referral - click here.