--- title: Cyber Insurance Resources description: Prevention is key to reducing the chance of cyber breach. As part of our approach to cybersecurity, we offer resources and guidance to help reduce the risk image: https://insurance.concklin.com/hubfs/multiethnic-cyber-security-team-members-in-agency-2022-03-14-14-27-19-utc-1.jpeg --- [Skip to content](https://insurance.concklin.com/cyber-insurance-resources#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team **](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** ****[630-268-1600](tel:+16302681600)**** [![Concklin Logo-1](https://insurance.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- # Cyber Insurance Resources - [![angry-woman-because-of-access-denied-2021-08-29-18-16-48-utc-1](https://insurance.concklin.com/hs-fs/hubfs/angry-woman-because-of-access-denied-2021-08-29-18-16-48-utc-1.jpg?width=1080&height=720&name=angry-woman-because-of-access-denied-2021-08-29-18-16-48-utc-1.jpg) **Cyber liability insurance is a type of insurance that protects businesses from legal liability for data breaches and cyber attacks. These types of incidents can result in significant financial losses for businesses, as well as damage to their reputation and customer trust.**](https://insurance.concklin.com/cyber-liability-insurance) ### [Cyber Liability Insurance](https://insurance.concklin.com/cyber-liability-insurance) - [![checklist-box-with-red-marker-pen-2022-12-16-12-28-20-utc-1](https://insurance.concklin.com/hs-fs/hubfs/checklist-box-with-red-marker-pen-2022-12-16-12-28-20-utc-1.jpg?width=1000&height=667&name=checklist-box-with-red-marker-pen-2022-12-16-12-28-20-utc-1.jpg) **It is important to remember that no organization is immune to the impact of cyber crime. As a result, cyber liability insurance has become an essential component to any risk management program.** **This helpful scorecard can help you determine how your business is exposed to cyber threats.**](https://insurance.concklin.com/cyber-risk-exposure-scorecard) ### [Cyber Risk Exposure Scorecard](https://insurance.concklin.com/cyber-risk-exposure-scorecard) - [![Cyber Security Planning Guide - PC (1)_Page_01](https://insurance.concklin.com/hs-fs/hubfs/Cyber%20Security%20Planning%20Guide%20-%20PC%20(1)_Page_01.jpg?width=1870&height=2420&name=Cyber%20Security%20Planning%20Guide%20-%20PC%20(1)_Page_01.jpg) **As larger companies take steps to secure their systems, smaller, less secure businesses are becoming increasingly attractive targets for cyber criminals.** **This planning guide is designed to help employers protect their business, information and customers from cyber threats.**](https://insurance.concklin.com/cyber-security-planning-guide) ### [Cyber Security Planning Guide](https://insurance.concklin.com/cyber-security-planning-guide) ## The Concklin Blog --- - [![smiling-woman-paying-contactless-in-cafe-2023-11-27-05-09-03-utc-1](https://insurance.concklin.com/hs-fs/hubfs/smiling-woman-paying-contactless-in-cafe-2023-11-27-05-09-03-utc-1.jpg?width=1000&height=667&name=smiling-woman-paying-contactless-in-cafe-2023-11-27-05-09-03-utc-1.jpg) Cyber liability insurance plays a crucial role in protecting restaurants from the increasing threat of cyber-attacks. With sensitive customer and employee data at risk, restaurants are prime targets, particularly due to their use of third-party POS systems. Failure to comply with state regulations regarding data breach notifications can lead to hefty fines. Moreover, phishing attacks and business interruptions can further compound the financial and reputational damage. Cyber liability insurance provides essential coverage for notification expenses, phishing incidents, and business interruptions, ensuring restaurants can effectively mitigate the risks associated with cyber threats.](https://blog.concklin.com/the-vital-role-of-cyber-liability-insurance-for-restaurants) ### [The Vital Role of Cyber Liability Insurance for Restaurants](https://blog.concklin.com/the-vital-role-of-cyber-liability-insurance-for-restaurants) - [![handsome-male-freelancer-using-smartphone-and-havi-2022-12-16-06-40-50-utc-1](https://insurance.concklin.com/hs-fs/hubfs/handsome-male-freelancer-using-smartphone-and-havi-2022-12-16-06-40-50-utc-1.jpg?width=1000&height=667&name=handsome-male-freelancer-using-smartphone-and-havi-2022-12-16-06-40-50-utc-1.jpg) **In recent years, there has been a noticeable trend in the cybersecurity landscape where larger companies are increasing their focus and investment in cybersecurity measures, while small businesses have become more vulnerable and are often targeted as low hanging fruit. This shift in targeting can be attributed to several factors and has significant implications for the security of small businesses.**](https://blog.concklin.com/cyber-crime-trends-shift-making-small-businesses-more-vulnerable) ### [Cyber Crime Trends Shift Making Small Businesses More Vulnerable](https://blog.concklin.com/cyber-crime-trends-shift-making-small-businesses-more-vulnerable) - [![reading-e-mails-2021-08-27-09-44-50-utc (1)-1](https://insurance.concklin.com/hs-fs/hubfs/reading-e-mails-2021-08-27-09-44-50-utc%20(1)-1.jpg?width=1000&height=667&name=reading-e-mails-2021-08-27-09-44-50-utc%20(1)-1.jpg)](https://blog.concklin.com/business-email-compromise-ceo-fraud) [**Business Email Compromise (BEC), also known as CEO Fraud, is a highly targeted form of a [phishing](https://concklin.com/cyber-insurance/don%E2%80%99t-get-caught-by-a-phishing-plot.html) where the scammer impersonates a high-level executive, such as a CEO or CFO. Generally, this scam involves hijacking emails, faking social media accounts, spoofing websites, and other tactics to convince people of their fake identities. More advanced tactics can also include the use of deepfake video and voice calls.**](https://blog.concklin.com/business-email-compromise-ceo-fraud) ### [Business Email Compromise & CEO Fraud](https://blog.concklin.com/business-email-compromise-ceo-fraud) - [![computer-monitor-showing-hacked-system-alert-messa-2023-05-11-20-13-20-utc-1](https://insurance.concklin.com/hs-fs/hubfs/computer-monitor-showing-hacked-system-alert-messa-2023-05-11-20-13-20-utc-1.jpg?width=1000&height=563&name=computer-monitor-showing-hacked-system-alert-messa-2023-05-11-20-13-20-utc-1.jpg) **In today's technology-driven business world, the risk of a data breach is higher than ever before. Business owners must take proactive measures to reduce the risk of data breaches and protect their businesses from costly legal actions, lost customers, and damaged reputations.** **Here are 5 tips to help you reduce your company’s risk of data breach:**](https://blog.concklin.com/protect-your-business-tips-for-reducing-the-risk-of-data-breaches) ### [Protect Your Business: Tips for Reducing the Risk of Data Breaches](https://blog.concklin.com/protect-your-business-tips-for-reducing-the-risk-of-data-breaches) - [![multiethnic-cyber-security-team-members-in-agency-2022-03-14-14-27-19-utc-1](https://insurance.concklin.com/hs-fs/hubfs/multiethnic-cyber-security-team-members-in-agency-2022-03-14-14-27-19-utc-1.jpg?width=1000&height=667&name=multiethnic-cyber-security-team-members-in-agency-2022-03-14-14-27-19-utc-1.jpg) **In today’s technology driven world, it is almost guaranteed that your business stores data and information digitally.  This could be customer and client information, payment information, personal files, bank account details, etc. As such, you need to have a cyber risk management program that addresses prevention, response management, and insurance coverage in the event of a data breach.** **However, creating this program often seems overwhelming, especially if you don’t consider yourself to be a “tech savvy” individual. By breaking down the process into 3 steps you will find that tackling this task is not as daunting as it seems.**](https://blog.concklin.com/3-steps-to-effective-cyber-risk-management-planning) ### [3 steps to effective Cyber Risk Management Planning](https://blog.concklin.com/3-steps-to-effective-cyber-risk-management-planning) - [![hacker-1944688-1](https://insurance.concklin.com/hs-fs/hubfs/hacker-1944688-1.jpg?width=1000&height=667&name=hacker-1944688-1.jpg) **Cyber attacks continue to pose a real threat to businesses and insurance is evolving to offer solutions.** **Here are 5 ways insurance is evolving:**](https://blog.concklin.com/5-ways-cyber-crime-trends-are-impacting-your-insurance) ### [5 ways Cyber Crime Trends are impacting your insurance](https://blog.concklin.com/5-ways-cyber-crime-trends-are-impacting-your-insurance) - [![ransom-ware-cyber-attack-warning-message-on-a-co-2022-12-16-12-17-18-utc (1)-1](https://insurance.concklin.com/hs-fs/hubfs/ransom-ware-cyber-attack-warning-message-on-a-co-2022-12-16-12-17-18-utc%20(1)-1.jpg?width=1000&height=696&name=ransom-ware-cyber-attack-warning-message-on-a-co-2022-12-16-12-17-18-utc%20(1)-1.jpg) **As the world becomes increasingly digital, businesses face a growing threat from cybercrime. Small businesses, in particular, are at risk because they may not have the same level of cybersecurity resources as larger organizations. At Concklin Insurance Agency, we believe that it's important for small businesses to be aware of the most common types of cybercrime they may face and to take steps to protect themselves.**](https://blog.concklin.com/protect-your-business-from-cyber-crime) ### [Protect your business from Cyber Crime: 3 common types of Cyber Crime](https://blog.concklin.com/protect-your-business-from-cyber-crime) - [![person-working-on-a-laptop-computer-that-has-been-2022-10-31-04-13-03-utc-1](https://insurance.concklin.com/hs-fs/hubfs/person-working-on-a-laptop-computer-that-has-been-2022-10-31-04-13-03-utc-1.jpg?width=1000&height=667&name=person-working-on-a-laptop-computer-that-has-been-2022-10-31-04-13-03-utc-1.jpg) **Ransomware Cyber Attacks continue to plague businesses large and small to such a degree that it has prompted an open letter from the White house. Yet a recent survey of small business owners shows that only half of surveyed businesses feel prepared to respond in a timely manner to limit the impact of a cyber security incident and just 58% have a response plan that is ready for immediate action.**](https://blog.concklin.com/how-would-you-fare-against-ransomware) ### [How would you fare against ransomware?](https://blog.concklin.com/how-would-you-fare-against-ransomware) - [![phishing-6573326_1280](https://insurance.concklin.com/hs-fs/hubfs/phishing-6573326_1280.jpg?width=320&height=168&name=phishing-6573326_1280.jpg) **1 in 323 emails  sent to businesses are malicious. And that’s a conservative estimate.** **Why? Because it works.** **Email is the most effective way for cybercriminals to gain access to your computer systems. Texts, social media posts and messages, and online advertisers are also a rising threat. ** **These email and other text-based threats aim to get you to click a link that downloads malware or otherwise provide sensitive information, such as passwords and bank information. Cybercriminals want to infect your system with the aim of destroying computer system/data, disrupting usage, gaining access to private information, or holding your system/data ransom.**](https://blog.concklin.com/dont-get-caught-by-a-phishing-plot) ### [Don’t get caught by a phishing plot](https://blog.concklin.com/dont-get-caught-by-a-phishing-plot) - [![user-login-on-screen-2022-12-15-21-18-25-utc-1](https://insurance.concklin.com/hs-fs/hubfs/user-login-on-screen-2022-12-15-21-18-25-utc-1.jpg?width=1000&height=662&name=user-login-on-screen-2022-12-15-21-18-25-utc-1.jpg) **High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the National Cybersecurity Alliance suggest that many small business owners are still operating under a false sense of cyber security.**](https://blog.concklin.com/cyber-security-for-small-businesses) ### [Cyber Security for Small Businesses](https://blog.concklin.com/cyber-security-for-small-businesses) - [![cyber-hacker-or-business-woman-with-computer-for-2022-12-29-22-22-25-utc-1](https://insurance.concklin.com/hs-fs/hubfs/cyber-hacker-or-business-woman-with-computer-for-2022-12-29-22-22-25-utc-1.jpg?width=1000&height=667&name=cyber-hacker-or-business-woman-with-computer-for-2022-12-29-22-22-25-utc-1.jpg) **The ability to handle business transactions via the internet has opened countless doors for owners of small to medium-sized businesses — even those who don’t have a single door for customers to walk through! Yesterday’s brick-and-mortar stores are today’s digital marketplaces, and consumer demand for online commerce is only bolstering the shift.**](https://blog.concklin.com/small-businesses-arent-immune-to-cybercrime) ### [Small Businesses Aren’t Immune to Cybercrime](https://blog.concklin.com/small-businesses-arent-immune-to-cybercrime) - [![business-technology-and-people-concept-senior-b-2021-08-26-17-31-01-utc (1)-1](https://insurance.concklin.com/hs-fs/hubfs/business-technology-and-people-concept-senior-b-2021-08-26-17-31-01-utc%20(1)-1.jpg?width=1000&height=667&name=business-technology-and-people-concept-senior-b-2021-08-26-17-31-01-utc%20(1)-1.jpg) **In less than 9 years, ransomware attacks are predicted to attack and encrypt businesses or devices every 2 seconds.  In 2021, the average ransom payment was $812,000 and 46% of businesses who had their data encrypted paid the ransom according to CybersecurityDIVE.  For technology-based industries this number is even higher with 83% of companies paying the ransom.** **In response to increased attacks, higher ransoms, and the number of ransoms being paid, insurance companies are more closely evaluating the risk of each business when determining coverage limits and pricing.  Resulting in the application and underwriting process being longer and more detailed.**](https://blog.concklin.com/6-things-you-can-expect-to-be-asked-when-your-business-applies-for-cyber-insurance) ### [6 things you can expect to be asked when your business applies for cyber insurance](https://blog.concklin.com/6-things-you-can-expect-to-be-asked-when-your-business-applies-for-cyber-insurance) ## Your Cyber Security Partner Cybersecurity plays a crucial role in today's digital landscape, and its importance cannot be overstated, especially for small businesses. With the increasing reliance on technology and online platforms, small businesses have become prime targets for cybercriminals seeking to exploit vulnerabilities and gain unauthorized access to sensitive information. The consequences of a cyber breach can be devastating, resulting in financial loss, reputational damage, and potential legal liabilities. Therefore, it is imperative for small businesses to prioritize cybersecurity measures to safeguard their digital assets and protect their customers' data. At Concklin Insurance Agency we understand that even with preventive measures in place, cyber breaches can still occur, and the resulting damages can be overwhelming. To mitigate these risks, Concklin Insurance Agency offers cyber liability insurance, providing small businesses with a safety net against the financial consequences of a data breach. This coverage helps businesses recover from the financial burden of legal fees, forensic investigations, customer notifications, and potential lawsuits, offering them peace of mind in the face of cyber threats. Moreover, Concklin Insurance Agency goes beyond just providing insurance coverage. We understand that prevention is key to minimizing the likelihood of a cyber breach. As part of their comprehensive approach to cybersecurity, we offer resources and guidance to help business owners reduce their risk and enhance their online security systems. These resources may include best practices for data protection, employee training programs on cybersecurity awareness, and recommendations for implementing robust security measures such as firewalls, encryption, and multi-factor authentication. By partnering with Concklin Insurance Agency, your small businesses can benefit from a holistic cybersecurity strategy. You not only receive financial protection through cyber liability insurance but also gain access to valuable resources that empower you to strengthen your cybersecurity posture. This proactive approach helps small businesses stay ahead of cyber threats, safeguard their sensitive data, maintain customer trust, and ensure business continuity in an increasingly digital world. You can find more cyber security resources in our [client portal.](https://insurance.concklin.com/client-portal)   Don't have access? Reach out to your insurance agent today! ## Talk to one of our agents --- ![Craig Concklin](https://insurance.concklin.com/hubfs/Headshots/Craig%20Concklin-1.jpeg "Craig Concklin") ### Craig Concklin [craig@concklin.com](mailto:craig@concklin.com) ##### President [See My Bio](https://insurance.concklin.com/craig-concklin) ![Michael Mormando-1](https://insurance.concklin.com/hs-fs/hubfs/Headshots/Michael%20Mormando-1.jpeg?width=200&height=200&name=Michael%20Mormando-1.jpeg "Michael Mormando-1") ### Michael Mormando [michael@concklin.com](mailto:michael@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/michael-mormando) ![Mike O 2020 website](https://insurance.concklin.com/hs-fs/hubfs/Mike%20O%202020%20website.jpeg?width=200&height=200&name=Mike%20O%202020%20website.jpeg "Mike O 2020 website") ### Michael O'Donnell [mikeo@concklin.com](mailto:mikeo@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/the-right-insurance-with-mike-odonnell-business-and-personal)   ![Christine Lee Headshot 2021 website-1](https://insurance.concklin.com/hs-fs/hubfs/Christine%20Lee%20Headshot%202021%20website-1.jpeg?width=200&height=200&name=Christine%20Lee%20Headshot%202021%20website-1.jpeg "Christine Lee Headshot 2021 website-1") ### Christine Lee [christine.lee@concklin.com](mailto:christine.lee@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/christine-lee) ![Peter 2](https://insurance.concklin.com/hs-fs/hubfs/Peter%202.jpeg?width=200&height=200&name=Peter%202.jpeg "Peter 2") ### Peter Mormando [peter@concklin.com](mailto:peter@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/the-right-insurance-with-peter-mormando-business-and-personal) [![Concklin Logo](https://insurance.concklin.com/hs-fs/hubfs/Concklin%20Logo.png?width=150&height=48&name=Concklin%20Logo.png "Concklin Logo")](http://concklin.com) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) - About Us - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance - Resources - [Make A Payment](https://concklin.appliedpay.com/) --- REQUESTING COVERAGE DOES NOT GUARANTEE COVERAGE CAN BE PROVIDED.  COVERAGE CAN BEGIN ONLY WITH SPECIFIC STATEMENT BY A LICENSED MEMBER OF CONCKLIN INSURANCE AGENCY. MISSTATEMENTS OR OMISSIONS OF RELEVANT INFORMATION CAN LEAD TO PRICE VARIATION OR EVEN DECLINATION OR RESCISSION OF COVERAGE. NONE OF THE INFORMATION PROVIDED ON THIS WEBSITE IS A GUARANTEE THAT INSURANCE WILL BE PROVIDED OR THAT CONCKLIN INSURANCE AGENCY IS OBLIGATED TO PROCURE INSURANCE FOR ANY WEBSITE VISITORS. 240 S. WESTMORE MEYERS ROAD, LOMBARD IL 60148 630-268-1600 | [CONCKLIN@CONCKLIN.COM](mailto:concklin@concklin.com) [Privacy Policy](https://insurance.concklin.com/privacy-policy) Copyright © 2026, Concklin Insurance Agency ```json { "@context" : "https://schema.org", "@id" : "https://insurance.concklin.com/#organization", "@type" : [ "Organization", "LocalBusiness", "InsuranceAgency" ], "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Lombard", "addressRegion" : "IL", "postalCode" : "60148", "streetAddress" : "240 S. Westmore Meyers Road" }, "alternateName" : [ "Concklin Insurance", "Concklin" ], "areaServed" : [ { "@type" : "State", "name" : "Illinois" }, { "@type" : "Country", "name" : "United States" } ], "contactPoint" : [ { "@type" : "ContactPoint", "areaServed" : "US", "availableLanguage" : [ "en" ], "contactType" : "customer service", "email" : "concklin@concklin.com", "telephone" : "+16302681600" } ], "description" : "Concklin Insurance Agency is an independent insurance agency in Lombard, Illinois, providing business insurance, personal insurance, life insurance, health insurance, franchise insurance, restaurant insurance, cyber liability insurance, and risk management guidance.", "email" : "concklin@concklin.com", "founder" : [ { "@type" : "Person", "name" : "Craig Concklin" }, { "@type" : "Person", "name" : "Tom Concklin" } ], "foundingDate" : "1981", "image" : { "@id" : "https://insurance.concklin.com/#logo" }, "legalName" : "Concklin Insurance Agency, Inc.", "logo" : { "@id" : "https://insurance.concklin.com/#logo", "@type" : "ImageObject", "height" : 2100, "url" : "https://insurance.concklin.com/hubfs/Concklin%20Logo-1.png", "width" : 6600 }, "name" : "Concklin Insurance Agency", "openingHoursSpecification" : [ { "@type" : "OpeningHoursSpecification", "closes" : "17:00", "dayOfWeek" : [ "Monday", "Tuesday", "Wednesday", "Thursday", "Friday" ], "opens" : "08:30" } ], "sameAs" : [ "https://www.facebook.com/ConcklinInsurance/", "https://www.linkedin.com/company/concklin-insurance-agency", "https://twitter.com/ConcklinA", "https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A" ], "telephone" : "+16302681600", "url" : "https://insurance.concklin.com/" } ```