--- title: Professional Liability | Errors & Omission | Concklin Insurance description: E & O Protection | Lawsuits | Business Insurance Solutions | The Right Insurance at Competitive Rates & Prices | Top Rated Carriers | Independent Agents image: https://insurance.concklin.com/hubfs/accountant-at-work-2021-09-24-03-38-15-utc-1.jpeg --- [Skip to content](https://insurance.concklin.com/professional-liability-errors-omissions-insurance#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team **](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** ****[630-268-1600](tel:+16302681600)**** [![Concklin Logo-1](https://insurance.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- # Professional Liability | Errors & Omission Liability Insurance Errors and Omission Insurance, also known as Professional Liability Insurance, is a type of insurance that protects professionals from liability for mistakes or failures to perform their duties. This insurance is typically purchased by professionals such as lawyers, accountants, architects, and engineers, who may be held liable for errors or omissions in their work. There are several benefits to having Errors and Omission Insurance: Financial protection: If a professional is sued for an error or omission in their work, the insurance will cover the costs of defending the lawsuit and any damages that may be awarded. Reputation protection: A lawsuit can damage a professional's reputation, even if they are not found liable. Errors and Omission Insurance can help protect a professional's reputation by providing financial resources to defend against a lawsuit. Some common claims made under Errors and Omission Insurance include: - Negligence: If a professional fails to provide the level of care that a reasonable person would expect in their profession, they may be sued for negligence. - Breach of contract: If a professional fails to fulfill the terms of a contract, they may be sued for breach of contract. - Misrepresentation: If a professional provides false or misleading information, they may be sued for misrepresentation. - Fraud: If a professional engages in fraudulent activity, they may be sued for fraud. It's important to note that Errors and Omission Insurance does not cover criminal acts or intentional misconduct. It only covers mistakes or failures to perform duties that are made in good faith. ## What does it cost? The cost of Professional Liability Insurance varies from business to business depending on several factors. There is no one size fits most solution. Here are some factors that may come into play: - Revenue: The more revenue a business earns, the higher the risk of lawsuit. - Location: Different states can have different minimum coverage laws - Number of Employees: The more employees a company has the higher the risk. - Industry: Depending on your industry the repercussions of mistakes or omissions can vary greatly. - Claims History: If you’ve had a claim in the past your rates are likely to be higher. ### Request More Information ## Talk to one of our agents --- ![Craig Concklin](https://insurance.concklin.com/hubfs/Headshots/Craig%20Concklin-1.jpeg "Craig Concklin") ### Craig Concklin [craig@concklin.com](mailto:craig@concklin.com) ##### President [See My Bio](https://insurance.concklin.com/craig-concklin) ![Michael Mormando-1](https://insurance.concklin.com/hs-fs/hubfs/Headshots/Michael%20Mormando-1.jpeg?width=200&height=200&name=Michael%20Mormando-1.jpeg "Michael Mormando-1") ### Michael Mormando [michael@concklin.com](mailto:michael@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/michael-mormando) ![Mike O 2020 website](https://insurance.concklin.com/hs-fs/hubfs/Mike%20O%202020%20website.jpeg?width=200&height=200&name=Mike%20O%202020%20website.jpeg "Mike O 2020 website") ### Michael O'Donnell [mikeo@concklin.com](mailto:mikeo@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/the-right-insurance-with-mike-odonnell-business-and-personal)   ![Christine Lee Headshot 2021 website-1](https://insurance.concklin.com/hs-fs/hubfs/Christine%20Lee%20Headshot%202021%20website-1.jpeg?width=200&height=200&name=Christine%20Lee%20Headshot%202021%20website-1.jpeg "Christine Lee Headshot 2021 website-1") ### Christine Lee [christine.lee@concklin.com](mailto:christine.lee@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/christine-lee) ![Peter 2](https://insurance.concklin.com/hs-fs/hubfs/Peter%202.jpeg?width=200&height=200&name=Peter%202.jpeg "Peter 2") ### Peter Mormando [peter@concklin.com](mailto:peter@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/the-right-insurance-with-peter-mormando-business-and-personal) ## The Concklin Difference --- Family Owned Small Business We understand small business because we are one. Concklin Insurance Agency was started by Craig Concklin and his father, Tom Concklin in 1981.  We continue to be a family owned, small business to this day. Independent Insurance Agents Concklin Insurance Agency has relationships with over 30 insurance carriers.  This means we have options to make sure you have the coverage you need, at the best value - uninterrupted. Value Added Services We offer a wide range of value added services including our [Client Resource Portal](https://insurance.concklin.com/client-portal) and comprehensive [Training and Learning Solutions Portal.](https://insurance.concklin.com/hubfs/One%20time%20use/ZywaveLearning_ForClient_Course%20List_8_31_20.pdf) Community Involvement We understand the importance of community. Which is why we participate in fund raisers, and donate directly to local and national nonprofits.   Client Advocacy As Trusted Insurance Advisors we are your advocate for all things insurance. We are here to talk about ways to mitigate your losses, provide insights into the insurance market and trends, and ,should a claim occur, we are in your corner every step of the way. Referral Program At the end of every quarter we donate $20 for each referral we receive. If you'd like to learn more about our referral program, or send us a referral -[click here.](https://insurance.concklin.com/referrals) ## Additional Resources --- ### [Client Portal](https://insurance.concklin.com/client-portal) [![Client Portal](https://insurance.concklin.com/hubfs/Client%20Portal.png "Client Portal")](https://insurance.concklin.com/client-portal) We’ve partnered with a reputable company called Zywave to provide this portal. All the content is written by their team of experienced attorneys and professional writers, so you never have to worry about validating information again. Get to know some of the areas of your portal and how its resources can make your day easier. Receive emails announcing new content tailored to your industry, state and preferences as often as you like. And if you have any questions—at any time—feel free to contact your Concklin Insurance Agency representative. ### [Client Advocacy](https://insurance.concklin.com/client-advocacy) [![consulting-with-colleague-2021-09-24-03-40-08-utc](https://insurance.concklin.com/hubfs/consulting-with-colleague-2021-09-24-03-40-08-utc.jpg "consulting-with-colleague-2021-09-24-03-40-08-utc")](https://insurance.concklin.com/client-advocacy) Independent Agents act more like Trusted Advisors. We have your best interests in mind, even after coverage is bound. Like a Trusted Advisor, Independent Agents are your advocate if a claim should occur. Being in your corner means being there every step of the way, from helping you decide if a claim should be filed to talking with claims auditors and adjusters, the wellbeing of our clients is our number one priority. ### [The Concklin Blog](https://blog.concklin.com) Each month we discuss ways you can better equip yourself to handle your risks and exposures.  We bring insights into safety and risk management, answer questions about coverage, and discuss topic relevant to helping you understand your exposures and avoid coverage gaps. We post on average twice per month, with one topic focused on Personal coverage and another topic focused on Commercial & Businesses. 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MISSTATEMENTS OR OMISSIONS OF RELEVANT INFORMATION CAN LEAD TO PRICE VARIATION OR EVEN DECLINATION OR RESCISSION OF COVERAGE. NONE OF THE INFORMATION PROVIDED ON THIS WEBSITE IS A GUARANTEE THAT INSURANCE WILL BE PROVIDED OR THAT CONCKLIN INSURANCE AGENCY IS OBLIGATED TO PROCURE INSURANCE FOR ANY WEBSITE VISITORS. 240 S. WESTMORE MEYERS ROAD, LOMBARD IL 60148 630-268-1600 | [CONCKLIN@CONCKLIN.COM](mailto:concklin@concklin.com) [Privacy Policy](https://insurance.concklin.com/privacy-policy) Copyright © 2026, Concklin Insurance Agency ```json { "@context" : "https://schema.org", "@id" : "https://insurance.concklin.com/#organization", "@type" : [ "Organization", "LocalBusiness", "InsuranceAgency" ], "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Lombard", "addressRegion" : "IL", "postalCode" : "60148", "streetAddress" : "240 S. 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