Auto Repair Service Insurance
Auto repair shops need insurance to protect their business from potential losses due to accidents, liability, and property damage. There are several types of insurance that are important for an auto repair shop to have, including:
- General Liability Insurance: This insurance protects the auto repair shop from financial losses due to third-party claims of injury or property damage.
- Property Insurance: This insurance covers losses or damage to the auto repair shop’s building, equipment, and tools.
- Business Interruption Insurance: This insurance covers the loss of income that results from a temporary shutdown of the auto repair shop due to a covered loss.
- Product Liability Insurance: This insurance protects the auto repair shop from financial losses due to faulty repairs or products they use in their business.
- Workers' Compensation Insurance: This insurance covers medical expenses and lost wages for employees who are injured on the job.
Having insurance in place not only protects the auto repair shop financially but also gives peace of mind to customers knowing their vehicles and personal information are protected. It is important for auto repair shop owners to carefully evaluate their insurance needs and purchase the coverage that is right for their unique needs.
Additional Coverages
Specific enhancements designed for the Auto Service risk includes:
- Additional Insured
- Arson & Theft Reward
- Auto Damage to Leased Property
- Auto Service Garage Broadened
- Bailee - Personal Property of others
- Products Liability Coverage
- Employee Tools
- Garagekeepers
- Lease Gap Coverage (office equipment)
- Money and Securities
- Ordinance/Law - demolition
- Outdoor Property
- Utility Services
- Water Backup of Sewers and Drains.
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The Concklin Difference
Family Owned Small Business
We understand small business because we are one. Concklin Insurance Agency was started by Craig Concklin and his father, Tom Concklin in 1981. We continue to be a family owned, small business to this day.
Independent Insurance Agents
Concklin Insurance Agency has relationships with over 30 insurance carriers. This means we have options to make sure you have the coverage you need, at the best value - uninterrupted.
Value Added Services
We offer a wide range of value added services including our Client Resource Portal and comprehensive Training and Learning Solutions Portal.
Community Involvement
We understand the importance of community. Which is why we participate in fund raisers, and donate directly to local and national nonprofits.
Client Advocacy
As Trusted Insurance Advisors we are your advocate for all things insurance. We are here to talk about ways to mitigate your losses, provide insights into the insurance market and trends, and ,should a claim occur, we are in your corner every step of the way.
Referral Program
At the end of every quarter we donate $20 for each referral we receive. If you'd like to learn more about our referral program, or send us a referral - click here.
Additional Resources
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Independent Agents act more like Trusted Advisors. We have your best interests in mind, even after coverage is bound. Like a Trusted Advisor, Independent Agents are your advocate if a claim should occur. Being in your corner means being there every step of the way, from helping you decide if a claim should be filed to talking with claims auditors and adjusters, the wellbeing of our clients is our number one priority.
Each month we discuss ways you can better equip yourself to handle your risks and exposures. We bring insights into safety and risk management, answer questions about coverage, and discuss topic relevant to helping you understand your exposures and avoid coverage gaps. We post on average twice per month, with one topic focused on Personal coverage and another topic focused on Commercial & Businesses.