Transportation Floater
Transportation floater insurance is an important type of coverage for businesses that rely on the transportation of goods or people in their operations.
There are several types of businesses that may benefit from a transportation floater policy. Some examples include:
- Trucking companies
- Delivery companies
- Tour companies
- Charter bus companies
- Rental car companies
What is covered?
Transportation floater policies typically provide coverage for a wide range of potential losses. In general, a transportation floater policy may provide coverage for:
- Damage to the insured vehicles: This can include coverage for repair or replacement costs for the vehicles involved in the transportation of goods or people.
- Theft of the insured vehicles: This can include coverage for the cost of replacing the vehicles if they are stolen.
- Loss of use of the insured vehicles: This can include coverage for the loss of income or other financial losses resulting from the inability to use the vehicles due to damage, theft, or other covered losses.
- Business interruption losses: This can include coverage for lost income or other financial losses resulting from a disruption in the transportation business due to damage, theft, or other covered losses.
- In some cases, transportation floater policies may also provide liability coverage for damage or injuries caused by the insured vehicles. For example, if a trucking company is involved in an accident and damages a third party's property, the company's transportation floater policy may provide coverage for the damages.
The specific coverage provided by a transportation floater policy will depend on the policy language and the terms of the policy. It is important for businesses to carefully review their transportation floater policy to understand exactly what is and is not covered.
What does it cost?
The cost of a transportation floater policy will vary depending on several factors, including the type of business, the type of vehicles being insured, the value of the vehicles, the coverage limits, and the location of the business.
It is difficult to provide an exact cost for a transportation floater policy without knowing more about the specific details of the business and the vehicles being insured. If you are interested in getting a transportation floater added to your insurance program please contact one of our knowledgeable insurance professionals.
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