--- title: Jersey Mike's Franchisee Insurance in United States description: Jersey Mike’s franchisees Insurance Solution | The right insurance at competitive rates | Top rated carriers | Jersey Mike's Franchisees in United States --- [Skip to content](https://insurance.concklin.com/jersey-mikes-franchisee-insurance-united-states#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team **](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** ****[630-268-1600](tel:+16302681600)**** [![Concklin Logo-1](https://insurance.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- # Jersey Mike's Franchisee Insurance ## Insurance built for Jersey Mike's franchise owners As a Jersey Mike's franchisee, you need insurance that fits both the Jersey Mike's insurance requirements and the way your stores operate. Store buildouts, workplace injury exposure, customer traffic, equipment, inventory, business income, catering, third-party delivery relationships, cyber risk, and insurance alignment across multiple locations should all be reviewed together. Concklin Insurance Agency is a Preferred Insurance Vendor for Jersey Mike's franchisees. We help you place and manage an insurance program that supports your stores, satisfies program requirements, and stays organized as your business changes. Whether you are opening your first location, acquiring another store, remodeling an existing location, or managing multiple stores, our team can help you review your current insurance, prepare required documentation, and start the quote process. Get a Quote [Contact our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) --- ### Preferred Insurance Vendor Concklin is a preferred insurance vendor for Jersey Mike's franchisees and understands the coverage requirements operators need to meet. ### Jersey Mike's Program Knowledge Our team works with Jersey Mike's franchisees across the United States and helps operators keep coverage aligned with insurance requirements. ### Multi-Location Support We help you coordinate insurance across stores, entities, leases, renewal timelines, workers' compensation, employment-related coverage, and proof-of-coverage requests as your Jersey Mike's business changes. Whether you are opening a new location, acquiring an existing store, or managing several locations, we help keep the insurance details organized. ### Deli Stretch Coverage Deli Stretch is an enhanced coverage package from The Hartford that may be available to eligible Jersey Mike's franchisees. It can help address risks such as hired and non-owned auto, temperature changes, outdoor signs, off-premises utility service interruption, employee dishonesty, and accounts receivable. --- ## Insurance for Jersey Mike's Franchisees A Jersey Mike's store may have insurance needs tied to property, liability, workers' compensation, employment practices, cyber risk, business income, tenant improvements, employee dishonesty, catering, and third-party delivery relationships. Concklin helps you review those coverage needs while staying aligned with Jersey Mike's requirements. Concklin helps you: - Align insurance with Jersey Mike's program requirements - Review property, liability, workers' compensation, EPLI, business income, cyber, and hired and non-owned auto exposures - Address catering, errands, supply runs, bank deposits, and third-party delivery relationships - Organize insurance across multiple stores and ownership entities - Manage renewals, certificates, claims questions, and policy updates ## Coverage Aligned With Jersey Mike's Program Requirements Jersey Mike's franchisees are expected to carry insurance that meets program requirements. Concklin helps you place policies that satisfy those requirements while also addressing the practical risks of operating a restaurant. ### Protect the Store and Business Property Your insurance program should account for business personal property, tenant improvements and betterments, equipment, furniture, fixtures, inventory, outdoor signs, and other property used to operate the store. ### Address Liability, Workplace Injury, and Employment-Related Claims Restaurant claims may involve customer injuries, property damage, workplace injuries, employment-related allegations, vendors, contractors, third-party delivery drivers, or catering activity. General liability, workers' compensation, EPLI, umbrella liability, and risk management procedures should be reviewed together. ### Support Business Continuity A covered property loss, equipment issue, utility interruption, cyber event, or sudden absence of essential personnel can disrupt store operations. Business income and extra expense coverage can help protect the business when operations are interrupted by a covered loss.   ## Key Insurance Coverages for Jersey Mike's Franchisees **General Liability** General liability coverage helps protect against covered claims involving bodily injury, property damage, personal injury, advertising injury, and certain lawsuits connected to store operations. Claims may involve customer injuries, slip-and-fall incidents, food-related allegations, or damage to another person's property. **Employment Practices Liability Insurance** Employment practices liability insurance, often called EPLI, can help protect the business from certain claims involving discrimination, harassment, retaliation, wrongful termination, failure to hire, failure to promote, and other employment-related allegations. Restaurants often face exposure tied to part-time employees, scheduling, turnover, manager decisions, customer interaction, wage-and-hour concerns, and workplace conduct. **Crime and Employee Dishonesty** Crime coverage can help protect against certain losses involving employee theft, forgery, fraud, funds transfer fraud, or other dishonest acts. For restaurant businesses, this coverage may be important when employees handle cash, payments, inventory, deposits, or accounting functions. **Workers' Compensation** Workers' compensation helps cover medical expenses, lost wages, rehabilitation costs, and disability benefits when *employees* suffer work-related injuries or illnesses. Claims may involve slips and falls, cuts, burns, lifting injuries, repetitive motion, cleaning tasks, or other work-related injuries. **Umbrella or Excess Liability** Umbrella or excess liability coverage can provide additional liability limits above certain underlying policies. Franchisees should review whether their limits are adequate based on program requirements, customer traffic, lease requirements, contracts, hired and non-owned auto exposure, and the number of locations insured. **Commercial Property Insurance** Commercial property insurance helps protect business personal property, equipment, furniture, fixtures, signs, inventory, tenant improvements, and other covered property from covered causes of loss such as fire, theft, vandalism, and certain weather-related events. **Business Income and Extra Expense** Business income coverage can help replace lost income when a covered property loss forces the store to close or reduce operations. Extra expense coverage can help pay certain additional costs needed to keep operations moving or reduce the length of the shutdown. **Tenant Improvements and Betterments** Franchisees often invest heavily in leased-space buildouts, finishes, counters, fixtures, signage, equipment, and other improvements. Coverage should be reviewed to make sure tenant improvements and betterments are properly insured. **Business Income for Off-Premises Utility Services** A utility interruption away from the store can still affect operations. This coverage may help when a covered interruption to off-premises utility service disrupts the store's ability to operate. **Cyber and Data Breach Coverage** Jersey Mike's stores handle customer payments and may rely on digital systems for operations, payroll, ordering, scheduling, and communication. Cyber and data breach coverage can help respond to certain data breaches, ransomware events, phishing losses, privacy claims, and related expenses. **Hired and Non-Owned Auto** Hired and non-owned auto coverage helps protect the business when employees use personal vehicles for business purposes, such as catering, bank deposits, supply runs, errands, or other work-related trips. Jersey Mike's is not a delivery-based restaurant, but errands and third-party delivery relationships can still create auto-related coverage questions. ### Request a Proposal ![portrait-of-delivery-logistics-and-shipping-worke-2022-12-16-01-58-12-utc-1-1](https://insurance.concklin.com/hubfs/portrait-of-delivery-logistics-and-shipping-worke-2022-12-16-01-58-12-utc-1-1.jpeg "portrait-of-delivery-logistics-and-shipping-worke-2022-12-16-01-58-12-utc-1-1") ## The Hidden Risk of Third-Party Delivery Services In today's fast-paced world, third-party delivery services like DoorDash, Uber Eats, Grubhub, Postmates, and Instacart have become essential for restaurants and other businesses. These services offer a convenient way to reach customers, boosting sales and expanding market reach. However, they also come with hidden risks that many business owners might not be fully aware of. One of the most significant risks is the potential liability for accidents caused by delivery drivers. This is where hired and non-owned auto liability insurance becomes crucial. [Read the Full Article](https://blog.concklin.com/the-hidden-risk-of-third-party-delivery-services) ### Deli Stretch Coverage Deli Stretch is designed to address coverage needs common to sub shops and fast-casual restaurant businesses. Depending on the policy, Deli Stretch may include coverage for: - Hired and non-owned auto - Temperature changes - Outdoor signs - Business income for off-premises utility services - Employee dishonesty - Accounts receivable These features help fill coverage areas that are especially relevant to sub shops and fast-casual restaurants. Exact coverage terms, limits, exclusions, and availability should be reviewed by policy. ### Business Income for Essential Personnel A Jersey Mike's store may depend heavily on certain managers or key team members. If an essential person is suddenly unable to work because of a covered event, the store may experience reduced sales, higher overtime costs, training costs, or other extra expenses. Business Income for Essential Personnel coverage may help address certain lost income and extra expenses when the store is affected by the sudden or unexpected absence of an essential employee. Coverage depends on the policy, the cause of the absence, and the specific terms of the endorsement. ### Franchise Upgrade Coverage A covered property loss can create costs beyond simply replacing what was damaged. A franchisee may need to repair or rebuild damaged property to meet current Jersey Mike's standards, even if those standards are more expensive than what was originally in place. Franchise Upgrade coverage may help pay certain additional costs required to bring damaged property up to current franchise standards after a covered loss. This can be especially important for leased locations, tenant improvements, equipment, finishes, signage, and other property tied to the franchise model. ## Insurance for Multi-Location Jersey Mike's Franchisees If you own multiple Jersey Mike's stores, your insurance program needs to stay organized as locations are added, acquired, remodeled, or reorganized. New stores, acquisitions, remodels, lease changes, payroll changes, ownership changes, and claim activity can all affect your policies. A multi-location franchisee may need to review: - Whether all entities and locations are correctly listed - Whether property values reflect current buildout and equipment costs - Whether business income coverage reflects store revenue - Whether workers' compensation payroll is assigned correctly - Whether EPLI applies across locations and management teams - Whether hired and non-owned auto exposure is addressed - Whether umbrella limits are adequate across the full operation - Whether certificates are current for landlords, lenders, vendors, and franchise requirements Concklin helps you keep your insurance program aligned as stores are added, remodeled, acquired, or reorganized. ## Why Jersey Mike's Franchisees Work With Concklin ### Preferred Insurance Vendor Concklin is a Preferred Insurance Vendor for Jersey Mike's franchisees and understands the program requirements you need to meet. ### Jersey Mike's Program Knowledge Our team works with Jersey Mike's franchisees across the United States and helps you manage insurance for new stores, existing locations, acquisitions, remodels, and coverage changes across multiple locations. ### Support for New Stores and Multi-Location Insurance Alignment Opening or acquiring another store can affect property values, leases, certificates, business income, payroll, EPLI, umbrella limits, and policy schedules. Concklin helps you keep those details organized as your business changes. ### Help With Renewals, Certificates, and Claims Concklin helps with renewals, certificates, policy updates, and claims questions. When claims happen, we help clients communicate with the carrier, work through coverage questions, and use risk management guidance to reduce future issues. ## Frequently Asked Questions --- ### Can Concklin help me meet Jersey Mike's insurance requirements? Yes. Concklin is a Preferred Insurance Vendor for Jersey Mike's franchisees and understands the insurance requirements you need to meet. We help place coverage aligned with those requirements and assist with proof of insurance, renewals, certificates, and updates when stores, entities, leases, or operations change. ### What insurance does a Jersey Mike's franchisee need? A Jersey Mike's franchisee may need general liability, commercial property, business income, extra expense, workers' compensation, EPLI, hired and non-owned auto, cyber, crime, employee dishonesty, umbrella or excess liability, and other coverages depending on the store, lease, payroll, ownership structure, and program requirements. ### What is Deli Stretch coverage? Deli Stretch is a coverage package from The Hartford that may be available to eligible Jersey Mike's franchisees. It can include features such as hired and non-owned auto, temperature change coverage, outdoor signs, business income for off-premises utility services, employee dishonesty, and accounts receivable coverage. ### What is Franchise Upgrade coverage? Franchise Upgrade coverage may help pay certain additional costs required to repair or rebuild damaged property to current Jersey Mike's standards after a covered loss. This can be important for leased locations, tenant improvements, equipment, finishes, signage, and other property tied to the franchise model. ### Can Concklin help with insurance for multiple Jersey Mike's locations? Yes. Concklin works with a wide range of quick-service, fast-casual, and other restaurant businesses. If you own additional restaurant locations outside of Jersey Mike’s, we can help review insurance needs tied to property, liability, workplace injury exposure, employment-related claims, business income, and other coverage needs  ### Can Concklin help insure restaurant locations that are not Jersey Mike’s? Yes. Concklin works with a wide range of quick service, fast-casual, and other restaurant businesses. If you own additional restaurant locations outside of Jersey Mike's, we can help review those operations and build coverage around their specific property, liability, employee, and business income exposures. ### Why does business income coverage matter for a Jersey Mike's store? A covered property loss can force a store to close or reduce operations. Business income coverage can help replace lost income during the shutdown, while extra expense coverage can help pay certain costs needed to continue operations or reopen faster. ### What is Business Income for Essential Personnel? Business Income for Essential Personnel may help when a key manager or essential employee is suddenly unable to work because of a covered event and the store loses income or incurs extra expenses as a result. The exact coverage depends on the policy and endorsement wording. ### Do Jersey Mike's franchisees need hired and non-owned auto coverage? Hired and non-owned auto should be reviewed if employees use personal vehicles for business purposes, such as supply runs, bank deposits, errands, catering, or other work-related trips. Some stores may also work with [third-party delivery platforms](https://blog.concklin.com/the-hidden-risk-of-third-party-delivery-services), which can create coverage questions even when the driver is not your employee. ### How do I start a Jersey Mike's insurance quote? You can start by contacting a Jersey Mike's Insurance Specialist or beginning the quote process online. You may be asked to complete a [worksheet](https://insurance.concklin.com/hubfs/Jersey%20Mikes%20-%20%20New%20Business%20location%20Worksheet%202021%20-%20Lisa.pdf) with store locations, ownership entities, current policies, payroll, employee counts, lease details, business income information, loss history, vehicle use, certificates, and any contract requirements that need to be satisfied. ## Talk to one of our Jersey Mike's Specialists --- ![Craig Concklin](https://insurance.concklin.com/hubfs/Headshots/Craig%20Concklin-1.jpeg "Craig Concklin") ### Craig Concklin [craig@concklin.com](mailto:craig@concklin.com) ##### President [See My Bio](https://insurance.concklin.com/craig-concklin) ![Michael Mormando-1](https://insurance.concklin.com/hs-fs/hubfs/Headshots/Michael%20Mormando-1.jpeg?width=200&height=200&name=Michael%20Mormando-1.jpeg "Michael Mormando-1") ### Michael Mormando [michael@concklin.com](mailto:michael@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/michael-mormando) ![Mike O 2020 website](https://insurance.concklin.com/hs-fs/hubfs/Mike%20O%202020%20website.jpeg?width=200&height=200&name=Mike%20O%202020%20website.jpeg "Mike O 2020 website") ### Michael O'Donnell [mikeo@concklin.com](mailto:mikeo@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/the-right-insurance-with-mike-odonnell-business-and-personal)   ![Christine Lee Headshot 2021 website-1](https://insurance.concklin.com/hs-fs/hubfs/Christine%20Lee%20Headshot%202021%20website-1.jpeg?width=200&height=200&name=Christine%20Lee%20Headshot%202021%20website-1.jpeg "Christine Lee Headshot 2021 website-1") ### Christine Lee [christine.lee@concklin.com](mailto:christine.lee@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/christine-lee) ![Peter 2](https://insurance.concklin.com/hs-fs/hubfs/Peter%202.jpeg?width=200&height=200&name=Peter%202.jpeg "Peter 2") ### Peter Mormando [peter@concklin.com](mailto:peter@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/the-right-insurance-with-peter-mormando-business-and-personal) ## Insurance Insights and Risk Management Guidance Our blog articles help you stay informed and make more confident insurance decisions. [![When the Walk-In Freezer Goes Down: Understanding Food Spoilage and Time Deductibles](https://insurance.concklin.com/hs-fs/hubfs/When%20the%20Walk-In%20Freezer%20Goes%20Down%20Understanding%20Food%20Spoilage%20and%20Time%20Deductibles.jpg?height=200&name=When%20the%20Walk-In%20Freezer%20Goes%20Down%20Understanding%20Food%20Spoilage%20and%20Time%20Deductibles.jpg)](https://blog.concklin.com/when-the-walk-in-freezer-goes-down-food-spoilage-and-time-deductibles) ## [When the Walk-In Freezer Goes Down: Food Spoilage and Time Deductibles](https://blog.concklin.com/when-the-walk-in-freezer-goes-down-food-spoilage-and-time-deductibles) [Read Article](https://blog.concklin.com/when-the-walk-in-freezer-goes-down-food-spoilage-and-time-deductibles) [![](https://insurance.concklin.com/hs-fs/hubfs/Water%20Damage%20and%20Your%20Business%20Understanding%20Coverage%20Differences%20(1).png?height=200&name=Water%20Damage%20and%20Your%20Business%20Understanding%20Coverage%20Differences%20(1).png)](https://blog.concklin.com/water-damage-and-your-business-understanding-coverage-differences) ## [Water Damage and Your Business: Understanding Coverage Differences](https://blog.concklin.com/water-damage-and-your-business-understanding-coverage-differences) [Read Article](https://blog.concklin.com/water-damage-and-your-business-understanding-coverage-differences) [![](https://insurance.concklin.com/hs-fs/hubfs/Your%20Business%20Is%20Open%2c%20but%20Your%20Supplier%20Is%20Not.png?height=200&name=Your%20Business%20Is%20Open%2c%20but%20Your%20Supplier%20Is%20Not.png)](https://blog.concklin.com/your-business-is-open-but-your-supplier-is-not-understanding-contingent-business-income-coverage) ## [Your Business Is Open, but Your Supplier Is Not](https://blog.concklin.com/your-business-is-open-but-your-supplier-is-not-understanding-contingent-business-income-coverage) [Read Article](https://blog.concklin.com/your-business-is-open-but-your-supplier-is-not-understanding-contingent-business-income-coverage) ## Client Resources --- ### Client Portal The Zywave portal gives Concklin clients access to professionally written insurance, HR, safety, compliance, and risk management resources. Content can be tailored by industry, state, and preference, with email updates available when new resources are added. Contact your Concklin representative with any questions. [Log in to the Portal](https://insurance.concklin.com/client-portal) ### Client Advocacy Independent agents can serve as trusted advisors before and after coverage is bound. If a claim occurs, we can help you understand the process, communicate with the carrier, and gather information needed for the claim. Being in your corner means being there every step of the way, from helping you decide if a claim should be filed to talking with claims adjusters, the wellbeing of our clients is our number one priority. [Learn More](https://insurance.concklin.com/client-advocacy) ### Cyber Resources Cyber threats can create serious costs for small businesses, including breach response, forensic work, customer notifications, legal expenses, and reputational damage. Concklin Insurance Agency offers cyber liability insurance, along with resources to help business owners better understand and reduce their cyber risk. [Learn More](https://insurance.concklin.com/client-advocacy) ![generic sub sandwhich-1-1](https://insurance.concklin.com/hubfs/generic%20sub%20sandwhich-1-1.png "generic sub sandwhich-1-1") ## Start a Jersey Mike's Insurance Quote Concklin Insurance Agency can help you review your current insurance program, start a quote, and keep your policies aligned with your Jersey Mike's stores, leases, buildouts, workers' compensation, employment-related coverage, business income exposure, catering, and program requirements. Request a Quote [![Concklin Logo](https://insurance.concklin.com/hs-fs/hubfs/Concklin%20Logo.png?width=150&height=48&name=Concklin%20Logo.png "Concklin Logo")](http://concklin.com) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) - About Us - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance - Resources - [Make A Payment](https://concklin.appliedpay.com/) --- REQUESTING COVERAGE DOES NOT GUARANTEE COVERAGE CAN BE PROVIDED.  COVERAGE CAN BEGIN ONLY WITH SPECIFIC STATEMENT BY A LICENSED MEMBER OF CONCKLIN INSURANCE AGENCY. MISSTATEMENTS OR OMISSIONS OF RELEVANT INFORMATION CAN LEAD TO PRICE VARIATION OR EVEN DECLINATION OR RESCISSION OF COVERAGE. NONE OF THE INFORMATION PROVIDED ON THIS WEBSITE IS A GUARANTEE THAT INSURANCE WILL BE PROVIDED OR THAT CONCKLIN INSURANCE AGENCY IS OBLIGATED TO PROCURE INSURANCE FOR ANY WEBSITE VISITORS. 240 S. WESTMORE MEYERS ROAD, LOMBARD IL 60148 630-268-1600 | [CONCKLIN@CONCKLIN.COM](mailto:concklin@concklin.com) [Privacy Policy](https://insurance.concklin.com/privacy-policy) Copyright © 2026, Concklin Insurance Agency ```json { "@context" : "https://schema.org", "@id" : "https://insurance.concklin.com/#organization", "@type" : [ "Organization", "LocalBusiness", "InsuranceAgency" ], "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Lombard", "addressRegion" : "IL", "postalCode" : "60148", "streetAddress" : "240 S. 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"@type" : "Person", "email" : "mikeo@concklin.com", "jobTitle" : "Agent/Producer", "name" : "Michael O'Donnell", "worksFor" : { "@id" : "https://insurance.concklin.com/#organization" } }, "position" : 3 }, { "@type" : "ListItem", "item" : { "@type" : "Person", "email" : "christine.lee@concklin.com", "jobTitle" : "Agent/Producer", "name" : "Christine Lee", "worksFor" : { "@id" : "https://insurance.concklin.com/#organization" } }, "position" : 4 }, { "@type" : "ListItem", "item" : { "@type" : "Person", "email" : "peter@concklin.com", "jobTitle" : "Agent/Producer", "name" : "Peter Mormando", "worksFor" : { "@id" : "https://insurance.concklin.com/#organization" } }, "position" : 5 } ], "name" : "Jersey Mike's Insurance Specialists" } ``` ```json { "@context" : "https://schema.org", "@type" : "FAQPage", "mainEntity" : [ { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes. Concklin is a Preferred Insurance Vendor for Jersey Mike's franchisees and understands the insurance requirements you need to meet. We help place coverage aligned with those requirements and assist with proof of insurance, renewals, certificates, and updates when stores, entities, leases, or operations change." }, "name" : "Can Concklin help me meet Jersey Mike's insurance requirements?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "A Jersey Mike's franchisee may need general liability, commercial property, business income, extra expense, workers' compensation, EPLI, hired and non-owned auto, cyber, crime, employee dishonesty, umbrella or excess liability, and other coverages depending on the store, lease, payroll, ownership structure, and program requirements." }, "name" : "What insurance does a Jersey Mike's franchisee need?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Deli Stretch is a coverage package from The Hartford that may be available to eligible Jersey Mike's franchisees. It can include features such as hired and non-owned auto, temperature change coverage, outdoor signs, business income for off-premises utility services, employee dishonesty, and accounts receivable coverage." }, "name" : "What is Deli Stretch coverage?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Franchise Upgrade coverage may help pay certain additional costs required to repair or rebuild damaged property to current Jersey Mike's standards after a covered loss. This can be important for leased locations, tenant improvements, equipment, finishes, signage, and other property tied to the franchise model." }, "name" : "What is Franchise Upgrade coverage?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes. Concklin works with a wide range of quick-service, fast-casual, and other restaurant businesses. If you own additional restaurant locations outside of Jersey Mike’s, we can help review insurance needs tied to property, liability, workplace injury exposure, employment-related claims, business income, and other coverage needs" }, "name" : "Can Concklin help with insurance for multiple Jersey Mike's locations?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes. Concklin works with a wide range of quick service, fast-casual, and other restaurant businesses. If you own additional restaurant locations outside of Jersey Mike's, we can help review those operations and build coverage around their specific property, liability, employee, and business income exposures." }, "name" : "Can Concklin help insure restaurant locations that are not Jersey Mike’s?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "A covered property loss can force a store to close or reduce operations. Business income coverage can help replace lost income during the shutdown, while extra expense coverage can help pay certain costs needed to continue operations or reopen faster." }, "name" : "Why does business income coverage matter for a Jersey Mike's store?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Business Income for Essential Personnel may help when a key manager or essential employee is suddenly unable to work because of a covered event and the store loses income or incurs extra expenses as a result. The exact coverage depends on the policy and endorsement wording." }, "name" : "What is Business Income for Essential Personnel?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Hired and non-owned auto should be reviewed if employees use personal vehicles for business purposes, such as supply runs, bank deposits, errands, catering, or other work-related trips. Some stores may also work with third-party delivery platforms, which can create coverage questions even when the driver is not your employee." }, "name" : "Do Jersey Mike's franchisees need hired and non-owned auto coverage?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "You can start by contacting a Jersey Mike's Insurance Specialist or beginning the quote process online. You may be asked to complete a worksheet with store locations, ownership entities, current policies, payroll, employee counts, lease details, business income information, loss history, vehicle use, certificates, and any contract requirements that need to be satisfied." }, "name" : "How do I start a Jersey Mike's insurance quote?" } ] } ```