--- title: Equipment Floater | Movable Equipment and Machinery Insurance description: Equipment Floater | Movable Equipment & Machinery Insurance | Business Insurance Solutions | The right insurance at competitive rates | Top rated carriers image: https://insurance.concklin.com/hubfs/powerful-construction-equipment-2022-12-16-11-46-54-utc-1.jpeg --- [Skip to content](https://insurance.concklin.com/equipment-floater#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team **](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** ****[630-268-1600](tel:+16302681600)**** [![Concklin Logo-1](https://insurance.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- # Equipment Floater An equipment floater is a type of insurance policy that provides coverage for portable or moveable equipment. Equipment floaters are typically purchased by businesses who use expensive equipment that is essential to their operations. There are several types of equipment that can be covered under an equipment floater policy. Some common examples include: - Construction equipment: This can include things like excavators, bulldozers, cranes, and other heavy machinery used in construction projects. - Agricultural equipment: This can include tractors, combines, and other farm machinery used in the production of crops or livestock. - Medical equipment: This can include things like x-ray machines, ultrasound machines, and other specialized equipment used in healthcare settings. - Photography equipment: This can include cameras, lenses, tripods, and other equipment used by photographers and videographers. - Musical instruments: This can include guitars, drums, keyboards, and other instruments used by musicians. - Computer equipment: This can include laptops, desktops, servers, and other computer-related equipment used in business or personal settings. - Office equipment: This can include things like printers, copiers, fax machines, and other equipment used in office settings. - Transportation equipment: This can include vehicles like cars, trucks, trailers, and other types of transportation equipment used in business or personal settings. An equipment floater policy typically provides coverage for the full value of the equipment, minus a deductible. The policy may also include coverage for the cost of repairing or replacing the equipment, as well as the cost of renting replacement equipment if necessary. In addition to covering losses to the equipment itself, an equipment floater policy may also provide coverage for other related losses, such as the cost of transporting the equipment to a repair facility or the loss of income resulting from the inability to use the equipment due to a covered loss. It is important for businesses to carefully review their equipment floater policy to understand the coverage and exclusions, as well as any limits on the amount of coverage provided. Talk to one of our knowledgeable insurance advisors to discuss if an equipment floater policy is right for your business. ### Request More Information ## Talk to one of our agents --- ![Craig Concklin](https://insurance.concklin.com/hubfs/Headshots/Craig%20Concklin-1.jpeg "Craig Concklin") ### Craig Concklin [craig@concklin.com](mailto:craig@concklin.com) ##### President [See My Bio](https://insurance.concklin.com/craig-concklin) ![Michael Mormando-1](https://insurance.concklin.com/hs-fs/hubfs/Headshots/Michael%20Mormando-1.jpeg?width=200&height=200&name=Michael%20Mormando-1.jpeg "Michael Mormando-1") ### Michael Mormando [michael@concklin.com](mailto:michael@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/michael-mormando) ![Mike O 2020 website](https://insurance.concklin.com/hs-fs/hubfs/Mike%20O%202020%20website.jpeg?width=200&height=200&name=Mike%20O%202020%20website.jpeg "Mike O 2020 website") ### Michael O'Donnell [mikeo@concklin.com](mailto:mikeo@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/the-right-insurance-with-mike-odonnell-business-and-personal)   ![Christine Lee Headshot 2021 website-1](https://insurance.concklin.com/hs-fs/hubfs/Christine%20Lee%20Headshot%202021%20website-1.jpeg?width=200&height=200&name=Christine%20Lee%20Headshot%202021%20website-1.jpeg "Christine Lee Headshot 2021 website-1") ### Christine Lee [christine.lee@concklin.com](mailto:christine.lee@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/christine-lee) ![Peter 2](https://insurance.concklin.com/hs-fs/hubfs/Peter%202.jpeg?width=200&height=200&name=Peter%202.jpeg "Peter 2") ### Peter Mormando [peter@concklin.com](mailto:peter@concklin.com) ##### Agent/Producer [See My Bio](https://insurance.concklin.com/the-right-insurance-with-peter-mormando-business-and-personal) ## The Concklin Difference --- Family Owned Small Business We understand small business because we are one. Concklin Insurance Agency was started by Craig Concklin and his father, Tom Concklin in 1981.  We continue to be a family owned, small business to this day. Independent Insurance Agents Concklin Insurance Agency has relationships with over 30 insurance carriers.  This means we have options to make sure you have the coverage you need, at the best value - uninterrupted. Value Added Services We offer a wide range of value added services including our [Client Resource Portal](https://insurance.concklin.com/client-portal) and comprehensive [Training and Learning Solutions Portal.](https://insurance.concklin.com/hubfs/One%20time%20use/ZywaveLearning_ForClient_Course%20List_8_31_20.pdf) Community Involvement We understand the importance of community. Which is why we participate in fund raisers, and donate directly to local and national nonprofits.   Client Advocacy As Trusted Insurance Advisors we are your advocate for all things insurance. We are here to talk about ways to mitigate your losses, provide insights into the insurance market and trends, and ,should a claim occur, we are in your corner every step of the way. Referral Program At the end of every quarter we donate $20 for each referral we receive. If you'd like to learn more about our referral program, or send us a referral -[click here.](https://insurance.concklin.com/referrals) ## Additional Resources --- ### [Client Portal](https://insurance.concklin.com/client-portal) [![Client Portal](https://insurance.concklin.com/hubfs/Client%20Portal.png "Client Portal")](https://insurance.concklin.com/client-portal) We’ve partnered with a reputable company called Zywave to provide this portal. All the content is written by their team of experienced attorneys and professional writers, so you never have to worry about validating information again. Get to know some of the areas of your portal and how its resources can make your day easier. Receive emails announcing new content tailored to your industry, state and preferences as often as you like. And if you have any questions—at any time—feel free to contact your Concklin Insurance Agency representative. ### [Client Advocacy](https://insurance.concklin.com/client-advocacy) [![consulting-with-colleague-2021-09-24-03-40-08-utc](https://insurance.concklin.com/hubfs/consulting-with-colleague-2021-09-24-03-40-08-utc.jpg "consulting-with-colleague-2021-09-24-03-40-08-utc")](https://insurance.concklin.com/client-advocacy) Independent Agents act more like Trusted Advisors. We have your best interests in mind, even after coverage is bound. Like a Trusted Advisor, Independent Agents are your advocate if a claim should occur. Being in your corner means being there every step of the way, from helping you decide if a claim should be filed to talking with claims auditors and adjusters, the wellbeing of our clients is our number one priority. ### [The Concklin Blog](https://blog.concklin.com) Each month we discuss ways you can better equip yourself to handle your risks and exposures.  We bring insights into safety and risk management, answer questions about coverage, and discuss topic relevant to helping you understand your exposures and avoid coverage gaps. We post on average twice per month, with one topic focused on Personal coverage and another topic focused on Commercial & Businesses. 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