Jersey Mike's Franchisee Insurance
Preferred Insurance Vendor for Jersey Mike's Franchisees in California
For over 50 years, Concklin Insurance Agency has helped franchisees like Jersey Mike's purchase the business insurance they need throughout California. We offer Jersey Mike's franchisees insurance solutions that work for them. We are the insurance agency of choice for Jersey Mike’s franchisees. When you work with Concklin Insurance Agency you get the best of all worlds – industry leading protection and time-saving advantages. We work with market leaders in small business insurance, bringing you consistent, reliable coverage.
Our coverage includes Deli Stretch, designed specifically to provide Jersey Mike’s franchisees insurance solutions. Deli Stretch provides unique coverage for sub shops throughout California to protect against their specific risks and offers a great value with features you may not find elsewhere. This package includes Hired and Non-Owned Automobile, Temperature Changes, Outdoor Signs, Business Income for Off-Premises Utility Services, Employee Dishonesty and Accounts Receivable.
As Jersey Mike’s franchise insurance agency of choice for California. Jersey Mike’s franchisees, Concklin Insurance aims to eliminate insurance gaps before they become a problem. This is where our Franchise Upgrade comes into play. The Franchise Upgrade helps pay for additional costs a franchisee may incur to upgrade damaged property to franchise standards following a loss covered by the policy. This means your property is replaced or rebuilt to the latest franchise model as required by Jersey Mike’s – which may be more expensive than what was originally in place.
Our Jersey Mike’s franchisees insurance solution takes into consideration that you’re a small business and you depend on your essential personnel. Therefore, we include Business Income for Essential Personnel in our Jersey Mike’s Insurance Services to help cover lost business income and extra expenses (ex. overtime) incurred when business operations are impacted due to the sudden or unexpected absence of an employee. For example, the manager is out for six months receiving treatment for an unexpected illness and the shop’s business declines while they are away. Plus, there are extra expenses to cover the overtime incurred by the assistant manager working overtime hours.
Sub shops receive many orders every day from customers who likely make payment by credit card, making it easier for cyber criminals to access customer information. Cyber criminals are constantly using new and sophisticated ways to hack payment systems, access accounts and even steal identities. Data Breach coverage can help cover the cost you may incur if your systems were hacked and valuable information was stolen.
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Of course, our Jersey Mike’s franchisees insurance solution meets all of the Jersey Mike's® corporate requirements with the following coverages to protect the franchisee:
- General Liability with $1,000,000 per occurrence, $2,000,000 aggregate.
- Business Income (actual loss sustained) 12 months including extra expense.
- Business Interruption Insurance, providing Royalty and Advertisement Fund payments to Franchisor
- Crime coverage, including Employee Dishonesty.
- Workers Compensation
- Commercial Property Insurance covering Fire, Vandalism, Theft, and Burglary.
- Hired and Non Owned Auto Coverage $1,000,000 per Accident.
- Employment Practices Liability $500,000 Limit.
- Full Replacement Cost on Tenant Improvements and Betterments as well as all Personal Property.
Talk to one of our Jersey Mike's experts
Michael Mormando
@Michael Mormando
Agent/Producer
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Michael O'Donnell
@Micheal O'Donnell
Agent/Producer
See My Bio
Jackie Shipman
@Jackie Shipman
Agent/Producer
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The Concklin Difference
Family Owned Small Business
We understand small business because we are one. Concklin Insurance Agency was started by Craig Concklin and his father, Tom Concklin in 1981. We continue to be a family owned, small business to this day.
Independent Insurance Agents
Concklin Insurance Agency has relationships with over 30 insurance carriers. This means we have options to make sure you have the coverage you need, at the best value - uninterrupted.
Value Added Services
We offer a wide range of value added services including our Client Resource Portal and comprehensive Training and Learning Solutions Portal.
Community Involvement
We understand the importance of community. Which is why we participate in fund raisers, and donate directly to local and national nonprofits.
Client Advocacy
As Trusted Insurance Advisors we are your advocate for all things insurance. We are here to talk about ways to mitigate your losses, provide insights into the insurance market and trends, and ,should a claim occur, we are in your corner every step of the way.
Referral Program
At the end of every quarter we donate $20 for each referral we receive. If you'd like to learn more about our referral program, or send us a referral - click here.
FAQ
What Insurance Companies do you work with?
We work with over 30 Insurance Carriers. However, we most frequently place our Jersey Mike's Franchisees with The Hartford. Concklin Insurance Agency has an exclusive program with the Hartford which provides additional benefits to the Franchisee - such as their Deli Stretch Program.
What other Franchises do you work with?
We have developed insurance programs for a variety of franchises, including: Domino's, Pap Johns, Del Taco, Dunkin', Blackjacks, Jimmy Johns, Burger King, and more!
How long have you been insuring Jersey Mike's?
We have been working with Jersey Mike's Franchisees for over 5 years. Our experience insurance franchisees dates back to 1983 when we wrote our first Domino's Franchise. We've been offering uninterrupted coverage in the fast-casual franchisee marketplace ever since.
Are you an approved Jersey Mike's Vendor?
Yes! We have a strong relationship with Jersey Mike's Corporate which allows us to keep on top of changing requirements and ahead of market trends.
Additional Resources
We Serve Jersey Mike's Franchisees in California