Habitational Insurance

Welcome to Concklin Insurance Agency, your trusted partner in providing tailored and comprehensive insurance solutions for the habitational industry. As property managers and building owners in the residential leasing sector, we understand the unique challenges and risks you face. That's why our team is dedicated to crafting specialized insurance programs that address the specific needs of lessor risk, apartment complexes, and condo associations.

Our Range of Coverages:

Commercial Property Insurance: Safeguard your valuable residential properties against unforeseen perils like fire, theft, vandalism, and natural disasters. With our coverage, you can have peace of mind knowing your investments are protected.

Commercial Auto Insurance: If you have company vehicles used for property maintenance, inspections, or other business purposes, our commercial auto insurance ensures they are adequately covered in case of accidents or damages.

General Liability Insurance: Protect your business from third-party claims of bodily injury or property damage that may arise within the premises of your residential properties. General liability insurance offers a crucial safety net against unforeseen incidents.

Inland Marine Insurance: This coverage is essential for property managers who transport equipment, tools, or other valuable items between different locations. Inland marine insurance offers protection against losses during transit.

Crime Insurance: Shield your residential properties from various criminal acts, such as employee theft, burglary, or vandalism. Crime insurance provides financial protection and helps you recover from losses caused by unlawful activities.

Directors and Officers Insurance: As a property manager or building owner, you may face potential lawsuits or legal actions. Directors and Officers (D&O) insurance protects you and your management team from personal liability in such situations.

Commercial Umbrella Insurance: Sometimes, unforeseen incidents can result in claims that exceed the limits of your primary insurance policies. Commercial umbrella insurance steps in to provide additional coverage when you need it most.

Workers' Compensation Insurance: Ensure the safety and well-being of your employees who work in the residential properties. Workers' compensation insurance covers medical expenses and lost wages in case of work-related injuries or illnesses.

With Concklin Insurance Agency, you gain access to an extensive network of more than 40 national carriers. This allows us to shop around for the best policies and rates that match your unique requirements. Moreover, we take pride in offering access to the CIBA and CISA award-winning habitational programs, ensuring you get top-tier protection for your residential leasing properties.

At Concklin, we believe in fostering strong, lasting relationships with our clients. Our team of insurance agents is here to guide you through the insurance process, answer your questions, and assist you in finding the most suitable coverage for your specific needs. You can trust us to be your reliable partner in safeguarding your residential properties and business interests. Contact us today to learn more about how we can customize an insurance program tailored to your requirements.

Talk to one of our agents

Craig Concklin

Craig Concklin

@Craig Concklin

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Michael Mormando

@Michael Mormando 

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Michael O'Donnell

@Micheal O'Donnell

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Christine Lee

@Christine Lee

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The Concklin Difference

Family Owned Small Business

We understand small business because we are one. Concklin Insurance Agency was started by Craig Concklin and his father, Tom Concklin in 1981.  We continue to be a family owned, small business to this day.

Independent Insurance Agents

Concklin Insurance Agency has relationships with over 30 insurance carriers.  This means we have options to make sure you have the coverage you need, at the best value - uninterrupted.

Value Added Services

We offer a wide range of value added services including our Client Resource Portal and comprehensive Training and Learning Solutions Portal.

Community Involvement

We understand the importance of community. Which is why we participate in fund raisers, and donate directly to local and national nonprofits.  

Client Advocacy

As Trusted Insurance Advisors we are your advocate for all things insurance. We are here to talk about ways to mitigate your losses, provide insights into the insurance market and trends, and ,should a claim occur, we are in your corner every step of the way.

Referral Program

At the end of every quarter we donate $20 for each referral we receive. If you'd like to learn more about our referral program, or send us a referral - click here.

Additional Resources

Client Portal

We’ve partnered with a reputable company called Zywave to provide this portal. All the content is written by their team of experienced attorneys and professional writers, so you never have to worry about validating information again. Get to know some of the areas of your portal and how its resources can make your day easier. Receive emails announcing new content tailored to your industry, state and preferences as often as you like. And if you have any questions—at any time—feel free to contact your Concklin Insurance Agency representative.


Independent Agents act more like Trusted Advisors. We have your best interests in mind, even after coverage is bound. Like a Trusted Advisor, Independent Agents are your advocate if a claim should occur. Being in your corner means being there every step of the way, from helping you decide if a claim should be filed to talking with claims auditors and adjusters, the wellbeing of our clients is our number one priority.

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Each month we discuss ways you can better equip yourself to handle your risks and exposures.  We bring insights into safety and risk management, answer questions about coverage, and discuss topic relevant to helping you understand your exposures and avoid coverage gaps. We post on average twice per month, with one topic focused on Personal coverage and another topic focused on Commercial & Businesses.