--- title: RV Insurance | Coverage for your ride | Concklin Insurance description: Liability Insurance | Comprehensive Insurance | Collision Insurance | Family Owned | Independent Agents | Comparative Rates image: https://insurance.concklin.com/hubfs/recreation-vehicle-rv-trip-2021-08-26-23-04-20-utc.jpeg --- [Skip to content](https://insurance.concklin.com/rv-insurance#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team **](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** ****[630-268-1600](tel:+16302681600)**** [![Concklin Logo-1](https://insurance.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- # RV Insurance ## Let us help you find the right coverage for your Recreational Vehicle (RV)! Recreational Vehicles come in all sorts of designs and sizes and fit into a wide range of lifestyles, from the occasional weekend getaway to year-round living.  This is why finding the right insurance for your RV is so important. ## What qualifies as an RV? There are 3 classifications for RVs: Class A - Motorhome.  These RVs often look like a large bus and tend to be the most expensive type of RV.    Class B - Campervans. These RVs are smaller than their class A counterparts.  They typically are easier to drive and handle than the larger motorhome.  They are referred to as campervans as they resemble a large van with a raised roof. Class C - These RVs are built on the same chassis as a truck or large van.  They have the typical cab seating for the driver and usually have a raised section that extends over the cap that can be used for storage or a sleeping area.   ## Do I need to insure my RV? Yes.  Any state that requires personal auto insurance also requires your RV to be insured with a liability policy.  Different states will have different requirements for minimum coverage and many may also require collision insurance and uninsured/underinsured motorist coverage. ## What kind of coverage do RV Insurance policies offer? Similar to your car or [personal auto](https://insurance.concklin.com/auto-insurance), an RV policy offers Liability Insurance and should have options for Collision Insurance, Comprehensive Insurance, and uninsured/underinsured motorist coverage. You may want to also consider adding additional coverage for towing, which can be significantly more expensive compared to a car, and hotel costs if you are not able to stay in your RV due to an accident, vandalism, theft or other damage. The personal effect inside your RV are generally protected under your [homeowners](https://insurance.concklin.com/homeowners-insurance) or [renters](https://insurance.concklin.com/renters-insurance-0) insurance policy for claims of theft and vandalism.  However, if you travel with a significant amount of electronics or other expensive items you may want to add additional coverage to your RV policy.  ## Talk to one of our Insurance Professionals --- ![Karyn Lochow Square](https://insurance.concklin.com/hs-fs/hubfs/Karyn%204.jpeg?width=300&height=300&name=Karyn%204.jpeg "Karyn Lochow Square") ### Karyn Lowchow #### [karyn@concklin.com](mailto:karyn@concklin.com) ##### Account Manager ![Kara Pallai](https://insurance.concklin.com/hs-fs/hubfs/Kara%201.jpeg?width=300&height=300&name=Kara%201.jpeg "Kara Pallai") ### Kara Pallai #### [kara@concklin.com](mailto:kara@concklin.com) ##### Account Manager ## The Concklin Difference --- Family Owned Small Business We understand small business because we are one. Concklin Insurance Agency was started by Craig Concklin and his father, Tom Concklin in 1981.  We continue to be a family owned, small business to this day. Independent Insurance Agents Concklin Insurance Agency has relationships with over 30 insurance carriers.  This means we have options to make sure you have the coverage you need, at the best value - uninterrupted. Value Added Services We offer a wide range of value added services including our [Client Resource Portal](https://insurance.concklin.com/client-portal) and comprehensive [Training and Learning Solutions Portal.](https://insurance.concklin.com/hubfs/One%20time%20use/ZywaveLearning_ForClient_Course%20List_8_31_20.pdf) Community Involvement We understand the importance of community. Which is why we participate in fund raisers, and donate directly to local and national nonprofits.   Client Advocacy As Trusted Insurance Advisors we are your advocate for all things insurance. We are here to talk about ways to mitigate your losses, provide insights into the insurance market and trends, and ,should a claim occur, we are in your corner every step of the way. Referral Program At the end of every quarter we donate $20 for each referral we receive. If you'd like to learn more about our referral program, or send us a referral -[click here.](https://insurance.concklin.com/referrals) ## Check out our blog --- [![](https://insurance.concklin.com/hs-fs/hubfs/When%20a%20Deer%20Causes%20an%20Accident%20Understanding%20Your%20Auto%20Insurance.png?height=200&name=When%20a%20Deer%20Causes%20an%20Accident%20Understanding%20Your%20Auto%20Insurance.png)](https://blog.concklin.com/when-a-deer-causes-an-accident-understanding-your-auto-insurance) ## [When a Deer Causes an Accident: Understanding Your Auto Insurance](https://blog.concklin.com/when-a-deer-causes-an-accident-understanding-your-auto-insurance) Deer collisions become a greater concern for drivers in the fall, especially in areas with wooded... [Read more](https://blog.concklin.com/when-a-deer-causes-an-accident-understanding-your-auto-insurance) [![Water in Your Basement: Which Insurance Coverage Applies?](https://insurance.concklin.com/hs-fs/hubfs/Water%20in%20Your%20Basement%20Which%20Insurance%20Coverage%20Applies.png?height=200&name=Water%20in%20Your%20Basement%20Which%20Insurance%20Coverage%20Applies.png)](https://blog.concklin.com/water-in-your-basement-which-insurance-coverage-applies) ## [Water in Your Basement: Which Insurance Coverage Applies?](https://blog.concklin.com/water-in-your-basement-which-insurance-coverage-applies) Finding water in your basement is stressful enough. Then comes the insurance question: Is the... [Read more](https://blog.concklin.com/water-in-your-basement-which-insurance-coverage-applies) [![Concklin Logo](https://insurance.concklin.com/hs-fs/hubfs/Concklin%20Logo.png?width=150&height=48&name=Concklin%20Logo.png "Concklin Logo")](http://concklin.com) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) - About Us - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance - Resources - [Make A Payment](https://concklin.appliedpay.com/) --- REQUESTING COVERAGE DOES NOT GUARANTEE COVERAGE CAN BE PROVIDED.  COVERAGE CAN BEGIN ONLY WITH SPECIFIC STATEMENT BY A LICENSED MEMBER OF CONCKLIN INSURANCE AGENCY. MISSTATEMENTS OR OMISSIONS OF RELEVANT INFORMATION CAN LEAD TO PRICE VARIATION OR EVEN DECLINATION OR RESCISSION OF COVERAGE. NONE OF THE INFORMATION PROVIDED ON THIS WEBSITE IS A GUARANTEE THAT INSURANCE WILL BE PROVIDED OR THAT CONCKLIN INSURANCE AGENCY IS OBLIGATED TO PROCURE INSURANCE FOR ANY WEBSITE VISITORS. 240 S. WESTMORE MEYERS ROAD, LOMBARD IL 60148 630-268-1600 | [CONCKLIN@CONCKLIN.COM](mailto:concklin@concklin.com) [Privacy Policy](https://insurance.concklin.com/privacy-policy) Copyright © 2026, Concklin Insurance Agency ```json { "@context" : "https://schema.org", "@id" : "https://insurance.concklin.com/#organization", "@type" : [ "Organization", "LocalBusiness", "InsuranceAgency" ], "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Lombard", "addressRegion" : "IL", "postalCode" : "60148", "streetAddress" : "240 S. Westmore Meyers Road" }, "alternateName" : [ "Concklin Insurance", "Concklin" ], "areaServed" : [ { "@type" : "State", "name" : "Illinois" }, { "@type" : "Country", "name" : "United States" } ], "contactPoint" : [ { "@type" : "ContactPoint", "areaServed" : "US", "availableLanguage" : [ "en" ], "contactType" : "customer service", "email" : "concklin@concklin.com", "telephone" : "+16302681600" } ], "description" : "Concklin Insurance Agency is an independent insurance agency in Lombard, Illinois, providing business insurance, personal insurance, life insurance, health insurance, franchise insurance, restaurant insurance, cyber liability insurance, and risk management guidance.", "email" : "concklin@concklin.com", "founder" : [ { "@type" : "Person", "name" : "Craig Concklin" }, { "@type" : "Person", "name" : "Tom Concklin" } ], "foundingDate" : "1981", "image" : { "@id" : "https://insurance.concklin.com/#logo" }, "legalName" : "Concklin Insurance Agency, Inc.", "logo" : { "@id" : "https://insurance.concklin.com/#logo", "@type" : "ImageObject", "height" : 2100, "url" : "https://insurance.concklin.com/hubfs/Concklin%20Logo-1.png", "width" : 6600 }, "name" : "Concklin Insurance Agency", "openingHoursSpecification" : [ { "@type" : "OpeningHoursSpecification", "closes" : "17:00", "dayOfWeek" : [ "Monday", "Tuesday", "Wednesday", "Thursday", "Friday" ], "opens" : "08:30" } ], "sameAs" : [ "https://www.facebook.com/ConcklinInsurance/", "https://www.linkedin.com/company/concklin-insurance-agency", "https://twitter.com/ConcklinA", "https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A" ], "telephone" : "+16302681600", "url" : "https://insurance.concklin.com/" } ```