Convenience Store Insurance

Concklin Insurance is dedicated to offering insurance plans that are both affordable and comprehensive for convenience stores and gas stations. We understand that each convenience store has its own specific needs and requirements, which is why we take a customized approach to our insurance solutions. Our goal is to ensure that your business has the coverage it needs to operate with peace of mind, and we work tirelessly to find the right plan for your specific situation. Whether you need protection for your property, inventory, or employees, Concklin Insurance has you covered. With competitive pricing and flexible coverage options, we make it easy to find the right plan for your business.

Coverage Solutions

• General Liability insurance, also referred to as Business Liability Insurance, is the only way to effectively protect your business from damages involving bodily harm or property damage for which your company is found legally liable.
  For convenience store owners having adequate liability coverage is essential due to the high volume of customers accessing the property.  If gas pumps are available this adds another layer of hazard that will need to be taken into consideration when accessing limits.
• Garage Keepers Liability insurance is vital for businesses that offer towing or service station services.  This coverage provides protection in case a customer's vehicle is damaged by fire, theft, vandalism, or collision while you are storing the customer's vehicle.
  Businesses may also want to obtain On-Hook Towing insurance as it offers similar coverages while the customer's vehicle is being towed or hauled.
• Crime Insurance protects businesses from business-related crime, including fraud, embezzlement, robbery, theft, and forgery. This policy typically covers property loss, such as cash, merchandise, and assets.  Crime Insurance is an important part of a business's insurance program because Commercial Property Insurance usually exclude crime related losses.
• Workers’ compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he or she will be reimbursed for lost wages and all of the medical expenses related to the treatment and rehabilitation.
• Commercial Umbrella Insurance is an additional layer of protection for liability claims that exceed your other liability limits.  Meaning if your company is found liable for a large financial sum, first your other liability coverage (such as a General Liability policy) would kick in to cover the amount, and then your umbrella policy would respond to cover the remaining amount up to your policy limits.
• Liquor Liability Insurance offers coverage against claims of property damage and injuries that are the result of the consumption of alcohol. Commonly this coverage is closely associated with taverns, bars, nightclubs, and restaurants that serve alcohol. Coverage requirements vary by State Law and it is important you talk to a qualified Insurance Advisor about what coverage is required for your business.
• A wrongful employment practices claim, even if false, can disrupt business, hurt morale, damage your reputation and potentially lead to financial damages. Employment Practices Liability Insurance provides businesses protection from these risks.

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Family Owned Small Business

We understand small business because we are one. Concklin Insurance Agency was started by Craig Concklin and his father, Tom Concklin in 1981.  We continue to be a family owned, small business to this day.

Independent Insurance Agents

Concklin Insurance Agency has relationships with over 30 insurance carriers.  This means we have options to make sure you have the coverage you need, at the best value - uninterrupted.

Value Added Services

We offer a wide range of value added services including our Client Resource Portal and comprehensive Training and Learning Solutions Portal.

Community Involvement

We understand the importance of community. Which is why we participate in fund raisers, and donate directly to local and national nonprofits.  

Client Advocacy

As Trusted Insurance Advisors we are your advocate for all things insurance. We are here to talk about ways to mitigate your losses, provide insights into the insurance market and trends, and ,should a claim occur, we are in your corner every step of the way.

Referral Program

At the end of every quarter we donate $20 for each referral we receive. If you'd like to learn more about our referral program, or send us a referral - click here.

Additional Resources